379 days on market
$16,500

1052 Rat Bay 102-1 Road
Sold

Lake of Bays

2 Bed|1 Bath|Yes|379 days on market

$16,500

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Home Details

Maintenance
$385.75 / month
Total Parking Spots
2
Garage Spaces
2
Furnished
No
Move-in Date
Flexible
Hydro Included
No
Heating
Baseboard
Water Included
No
Family Room
Yes
Basement
None
Fireplace
Y
Central Vaccum
No
Laundry Access
Laundry Closet
Exterior
Wood
Property Type
Residential Condo & Other
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Listing Description

Blue Water Acres has almost 50 acres of Muskoka paradise and 300 feet of south-facing frontage on Lake of Bays. This is FRACTIONAL ownership. It is NOT a timeshare. You would actually own a 1/10th share of the cottage that you buy which includes a share in the entire complex. This gives you the right to use the cottage for five weeks per year: one core summer week, plus 4 more floating weeks in the other seasons. Some owners rent their weeks out to help cover maintenance costs. Rental rates for Deerview cottage range from $1,659/wk to $3,009/wk depending on the season. If it's rented through Blue Water Acres the revenue is split 50/50. If you rent it out yourself you get to keep 100% of the revenue. Facilities include an indoor swimming pool, whirlpool, sauna, games room, fitness room, activity center, gorgeous sandy beach with shallow water ideal for kids, great swimming, kayaks, canoes, paddleboats, skating rink, tennis court, playground, and walking trails. You can moor your boat for your weeks during boating season. This 2 bedroom cottage is called 102 Deerview, Week 1 . Check-in is on Fridays at 4 p.m. ANNUAL maintenance fee PER OWNER for Deerview 102 in 2026 is $4,629 + HST. Core (fixed) week in 2026 starts on June 26/25. Floating weeks for 2026 start on: March 6, June 12, June 26 (core week), October 30, December 25. Maintenance fee is paid in the fall of each year for the following year but you only pay for the weeks that you have possession of the cottage. There is no HST on the purchase price. All cottages are PET-FREE and Smoke-free.

Building Amenities

Beach
Lake/Pond
Waterfront
Wooded/Treed

Mortgage Calculator

Your estimated monthly payment for 1052 Rat Bay 102-1 Road is 470

Price

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Rate

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Ammortization

Down Payment

$

Total Mortgage


Purchase Price$17,000
Down Payment$3,400
Mortgage Insurance$0
Total Mortgage$13,600

Monthly Payment


Mortgage Payment$84
Property Taxes$0
Maintenance Fees$386
Monthly Payment$470
$470
monthly

About 1052 Rat Bay 102-1 Road, Lake of Bays

Located at 1052 Rat Bay 102-1 Road , this Lake of Bays condo is available for sale. This property was listed for $16,500 on Wed Jan 14 2026. It has 2 bedrooms and 1 bathroom. Monthly maintenance is $386 per month . The property's amenities include Beach, Lake/Pond, Waterfront, Wooded/Treed. The property includes the following rooms: . This property comes with 2 parking spots.


MLS#: undefined · $16,500 · 2 bedroom condo in Lake of Bays