383 days on market
$16,000

1052 Rat Bay 105-8 Road
Sold

Lake of Bays

2 Bed|1 Bath|Yes|383 days on market

$16,000

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Home Details

Maintenance
$385.75 / month
Total Parking Spots
2
Garage Spaces
2
Furnished
No
Move-in Date
Flexible
Hydro Included
No
Heating
Baseboard
Water Included
No
Family Room
Yes
Basement
None
Fireplace
Y
Central Vaccum
No
Laundry Access
Laundry Closet
Exterior
Wood
Property Type
Residential Condo & Other
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Listing Description

Fractional Ownership is an affordable way to own property in Muskoka. Fractional ownership means that you would own 1/10th of the cottage plus a share of the entire resort. This is not a time share although some think it is similar but in fractional ownership you have an actual legal interest in the property itself. Owning a 1/10th share gives you five weeks a year to use the cottage. One of the weeks is the core week/fixed week. For this fractional in Deerview cottage the core/fixed week is Week 8. In 2026 that week starts on Saturday, August 15/26. The remaining 4 weeks in 2026 start on Feb 14, May 23, Aug 15, Oct 10, Dec 5/26. These weeks change every year except the core summer week (in this case Week 8) which stays the same. Turnover day is on Saturday. All cottages are pet-free and smoke/vape free. You can rent out your fractional weeks yourself or through Blue Water Acresl, or deposit them into Interval International which would allow you to trade weeks for other resorts all over the world. It's an exceptional opportunity to travel and also to enjoy ownership in Muskoka. Maintenance fees are paid by each owner in the autumn for the following year. The fees for this cottage for 2026 are $4,629 + HST. Note that there is NO HST on the purchase price. Blue Water Acres offers lots of amenities including an indoor swimming pool, beautiful sand beach with 300 ft frontage on Lake of Bays, whirlpool, sauna, games room, fitness room, tennis court, playground, walking trails and more.

Building Amenities

Beach
Lake/Pond
Waterfront
Wooded/Treed

Mortgage Calculator

Your estimated monthly payment for 1052 Rat Bay 105-8 Road is 484

Price

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Rate

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Ammortization

Down Payment

$

Total Mortgage


Purchase Price$19,900
Down Payment$3,980
Mortgage Insurance$0
Total Mortgage$15,920

Monthly Payment


Mortgage Payment$98
Property Taxes$0
Maintenance Fees$386
Monthly Payment$484
$484
monthly

About 1052 Rat Bay 105-8 Road, Lake of Bays

Located at 1052 Rat Bay 105-8 Road , this Lake of Bays condo is available for sale. This property was listed for $16,000 on Wed Jan 14 2026. It has 2 bedrooms and 1 bathroom. Monthly maintenance is $386 per month . The property's amenities include Beach, Lake/Pond, Waterfront, Wooded/Treed. The property includes the following rooms: . This property comes with 2 parking spots.


MLS#: undefined · $16,000 · 2 bedroom condo in Lake of Bays