345 days on market
$40,000

1052 Rat Bay Rd 109-1 Road
Sold

Lake of Bays

2 Bed|2 Bath|Yes|345 days on market

$40,000

Buy with Dwelly and Save

Or call Dwelly at: (647) 797-1133

Home Details

Maintenance
$427.25 / month
Total Parking Spots
5
Garage Spaces
2
Furnished
No
Move-in Date
Flexible
Hydro Included
No
Heating
Baseboard
Water Included
No
Family Room
Yes
Basement
None
Fireplace
Y
Central Vaccum
No
Laundry Access
Laundry Closet
Exterior
Wood
Property Type
Residential Condo & Other
Give Money

Buy with Dwelly and save

Refunds vary by sale price, market and are subject to a minimum commission. Please get in touch and read the Refund Terms and Conditions to learn more.

Listing Description

Blue Water Acres fractional ownership resort has almost 50 acres of Muskoka paradise and 300 feet of south facing frontage on Lake of Bays. This is NOT a timeshare but some think it is similar. You would own a 1/10thshare of the cottage that you buy and that gives you 5 weeks of use/year. Algonquin cottage 109 has enough parking for up to 5 cars. Ownership also includes a share in the entire complex. This gives you the right to use the cottage Interval that you buy for five weeks per year: one core summer week plus 4 more floating weeks in the other seasons. 109 Algonquin is a 2 bedroom, 2 bathroom cottage. The Muskoka Room is fully insulated for year-round comfort. Facilities include an indoor swimming pool, whirlpool, sauna, games room, fitness room, activity centre, gorgeous sandy beach with shallow water ideal for kids, great swimming, kayaks, canoes, paddleboats, skating rink, tennis court, playground, and walking trails. You can moor your boat for your weeks during boating season. Check-in is on Fridays at 4 p.m. ANNUAL 2026 maintenance fee for 109 Algonquin cottage PER OWNER is $5127 + HST. Core week 1 for this cottage in 2026 starts on Friday, June 26 and the other 4 weeks for 2026 start on March 6, June 12, June 26 (core), October 30 and Decemer 25, 2026. Ask for the schedule for the coming years, the floating weeks change each year. There is a main floor laundry in the Algonquin cottage. There is NO HST on resales. All cottages are PET-FREE and Smoke-free. Ask Listing Agent for details about fractional ownerships and what the annual maintenance fee covers. Interior photos are of a similar unit but not the exact unit. All furnishings are identical.

Building Amenities

Beach
Lake/Pond
Waterfront

Mortgage Calculator

Your estimated monthly payment for 1052 Rat Bay Rd 109-1 Road is 624

Price

$

Rate

%

Ammortization

Down Payment

$

Total Mortgage


Purchase Price$40,000
Down Payment$8,000
Mortgage Insurance$0
Total Mortgage$32,000

Monthly Payment


Mortgage Payment$197
Property Taxes$0
Maintenance Fees$427
Monthly Payment$624
$624
monthly

About 1052 Rat Bay Rd 109-1 Road, Lake of Bays

Located at 1052 Rat Bay Rd 109-1 Road , this Lake of Bays condo is available for sale. This property was listed for $40,000 on Wed Jan 14 2026. It has 2 bedrooms and 2 bathrooms. Monthly maintenance is $427 per month . The property's amenities include Beach, Lake/Pond, Waterfront. The property includes the following rooms: . This property comes with 5 parking spots.


MLS#: undefined · $40,000 · 2 bedroom condo in Lake of Bays