117 days on market
$40,000
For Sale

1052 Rat Bay Rd 109-1 Rd

Franklin, Lake of Bays

2+null Bed|2 Bath|Yes|117 days on market

$40,000

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Home Details

Maintenance
$5026 / month
Total Parking Spots
5
Garage Spaces
NaN
Balcony
No
Furnished
No
Exposure
S
Move-in Date
Flexible
Building Age
16-30 Years
Locker
None
Hydro Included
Yes
Heat Included
Yes
Heating
Baseboard
Water Included
Yes
Kitchens
1
Family Room
Yes
Basement
None
Fireplace
Y
Central Vaccum
No
Exterior
Wood
Property Type
Other
Style
Bungalow
Status
New
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Listing Description

Blue Water Acres fractional ownership resort has almost 50 acres of Muskoka paradise and 300 feet of south facing frontage on Lake of Bays. This is NOT a timeshare but some think it is similar. You would own a 1/10thshare of the cottage that you buy and that gives you 5 weeks of use/year. Algonquin cottage 109 has enough parking for up to 5 cars. Ownership also includes a share in the entire complex. This gives you the right to use the cottage Interval that you buy for five weeks per year: one core summer week plus 4 more floating weeks in the other seasons. 109 Algonquin is a 2 bedroom, 2 bathroom cottage. The Muskoka Room is fully insulated for year-round comfort. Facilities include an indoor swimming pool, whirlpool, sauna, games room, fitness room, activity centre, gorgeous sandy beach with shallow water ideal for kids, great swimming, kayaks, canoes, paddleboats, skating rink, tennis court, playground, and walking trails. You can moor your boat for your weeks during boating season. Check-in is on Fridays at 4 p.m. ANNUAL 2025 maintenance fee for 109 Algonquin cottage PER OWNER is $5026 + HST. Core week 1 for this cottage starts on Friday, June 20 and the other 4 weeks for 2025 start(ed) on Feb. 21, May 30, October 17, December 12/25. Ask for the schedule for the coming years, the floating weeks change each year. There is a main floor laundry in the Algonquin cottage. There is NO HST on resales. All cottages are PET-FREE and Smoke-free. Ask Listing Agent for details about fractional ownerships and what the annual maintenance fee covers. Interior photos are of a similar unit but not the exact unit. All furnishings are identical.
All furnishings, fixtures and appliances as part of the 1/10th fractional ownership

Property History

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Rooms

Room dimensions for 1052 Rat Bay Rd 109-1 Rd, Lake of Bays
Living
14 x 10140 sqft
Dining
11 x 11121 sqft
Kitchen
8 x 1188 sqft
Primary
13 x 11143 sqft
2nd Br
10 x 11110 sqft
Bathroom
7 x 642 sqft
Bathroom
10 x 660 sqft

Building Amenities

Shared Beach
Tennis Court
Communal Waterfront Area
Indoor Pool

Market Trends and Insights

Mortgage Calculator

Your estimated monthly payment for 1052 Rat Bay Rd 109-1 Rd is 5223

Price

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Ammortization

Down Payment

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Total Mortgage


Purchase Price$40000
Down Payment$8000
Mortgage Insurance$0
Total Mortgage$32000

Monthly Payment


Mortgage Payment$197
Property Taxes$0
Maintenance Fees$5026
Monthly Payment$5223
$5223
monthly

About 1052 Rat Bay Rd 109-1 Rd, Lake of Bays

Located at 1052 Rat Bay Rd 109-1 Rd , this Lake of Bays condo is available for sale. This property was listed for $40,000 on Sun Apr 20 2025. This condo's size is 900-999 Sqft. It has 2 bedrooms and 2 bathrooms. Monthly maintenance is $5,026 per month . Views are to the South from this property. Step outside onto the open balcony. The property's amenities include Shared Beach, Tennis Court, Communal Waterfront Area, Indoor Pool. The property includes the following rooms: Living, Dining, Kitchen, Primary, 2nd Br, Bathroom, Bathroom. This property comes with 5 parking spots. This property also comes with a locker. Heat, Hydro, Water are included with this property. 1052 Rat Bay Rd 109-1 Rd, Lake of Bays is situated in the Franklin neighbourhood.


MLS#: X12092857 · $40,000 · 2 bedroom condo in Franklin, Lake of Bays