384 days on market
$44,900

1052 Rat Bay Rd 109-7 Road
Sold

Lake of Bays

2 Bed|2 Bath|Yes|384 days on market

$44,900

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Home Details

Maintenance
$427.25 / month
Total Parking Spots
5
Garage Spaces
2
Furnished
No
Move-in Date
flexible
Hydro Included
No
Heating
Baseboard
Water Included
No
Family Room
Yes
Basement
None
Fireplace
Y
Central Vaccum
No
Laundry Access
Laundry Closet
Exterior
Wood
Property Type
Residential Condo & Other
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Listing Description

Blue Water Acres FRACTIONAL ownership means that you own 1/10th of the cottage and a share in the entire resort. The resort has about 50 acres and 300 ft of south-facing shoreline frontage on Lake of Bays, the second largest lake in Muskoka. This is not a time share although some think it is similar. You would have use of the cottage for 5 weeks of the year. Algonquin cottage 109 has enough parking for 5 cars. There is one core (fixed) week in summer (in this case it's Week 7) plus 4 more weeks that change each year. For this interval the weeks for 2026 start on: Feb 6, May 15, August 7 (core week), October 2, November 27, 2026. The core (fixed) week for this unit starts on Friday, August 7 /25. Turnover day is Friday for this cottage. The Algonquin cottage has 2 bedrooms, 2 bathrooms, is about 922 square feet, and has a main floor laundry. The resort itself offers walking trails, a beautiful sandy beach, indoor swimming pool, sauna, recreation room, fitness room, and activity centre. Great swimming, ideal for families of all ages, level to gently sloping land makes it easy to access the waterfront. There is NO HST on resales. All cottages are smoke/vape-free and pet-free. Interior photos for this listing are of a similar cottage, all furnishings are identical. The ANNUAL maintenance fee for EACH OWNER of this unit in 2026 is $5,127 + HST ($427.25/month) and it's paid in the autumn of each year for the following year for EACH owner. This is an affordable way to enjoy cottaging in Muskoka on one of our nicest lakes.

Building Amenities

Beach
Lake/Pond
Waterfront

Mortgage Calculator

Your estimated monthly payment for 1052 Rat Bay Rd 109-7 Road is 673

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Ammortization

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Total Mortgage


Purchase Price$49,900
Down Payment$9,980
Mortgage Insurance$0
Total Mortgage$39,920

Monthly Payment


Mortgage Payment$246
Property Taxes$0
Maintenance Fees$427
Monthly Payment$673
$673
monthly

About 1052 Rat Bay Rd 109-7 Road, Lake of Bays

Located at 1052 Rat Bay Rd 109-7 Road , this Lake of Bays condo is available for sale. This property was listed for $44,900 on Wed Jan 14 2026. It has 2 bedrooms and 2 bathrooms. Monthly maintenance is $427 per month . The property's amenities include Beach, Lake/Pond, Waterfront. The property includes the following rooms: . This property comes with 5 parking spots.


MLS#: undefined · $44,900 · 2 bedroom condo in Lake of Bays