844 days on market
$49,900
For Sale

1052 Rat Bay Rd 109-7 Rd

Franklin, Lake of Bays

2+null Bed|2 Bath|Yes|844 days on market

$49,900

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Home Details

Maintenance
$5026 / month
Total Parking Spots
5
Garage Spaces
NaN
Balcony
No
Furnished
No
Exposure
S
Move-in Date
flexible
Building Age
16-30 Years
Locker
None
Hydro Included
Yes
Heat Included
Yes
Heating
Baseboard
Water Included
Yes
Kitchens
1
Family Room
Yes
Basement
None
Central Vaccum
No
Exterior
Wood
Property Type
Other
Style
Bungalow
Status
New
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Listing Description

Blue Water Acres FRACTIONAL ownership means that you own 1/10th of the cottage and a share in the entire resort. The resort has about 50 acres and 300 ft of south-facing shoreline frontage on Lake of Bays, the second largest lake in Muskoka. This is not a time share although some think it is similar. You would have use of the cottage for 5 weeks of the year. Algonquin cottage 109 has enough parking for 5 cars. There is one core (fixed) week in summer (in this case it's Week 7) plus 4 more weeks that change each year. For this interval the weeks for 2025 are/were: January 24, May 2, September 19 and November 14/2025. The core (fixed) week for this unit starts on Friday, August 1/25. Turnover day is Friday for this cottage. Core week 7 always includes the August long weekend so it's a desirable week. The Algonquin cottage has 2 bedrooms, 2 bathrooms, is about 922 square feet, and has a main floor laundry. The resort itself offers walking trails, a beautiful sandy beach, indoor swimming pool, sauna, recreation room, fitness room, and activity centre. Great swimming, ideal for families of all ages, level to gently sloping land makes it easy to access the waterfront. There is NO HST on resales. All cottages are smoke/vape-free and pet-free. Interior photos for this listing are of a similar cottage, all furnishings are identical. The annual maintenance fee for this unit in 2025 is $5,026 + HST and it's paid in the autumn of each year for the following year for EACH owner. This is an affordable way to enjoy cottaging in Muskoka on one of our nicest lakes.
Carbon Monoxide detector, smoke detector, dishwasher, all furniture as part of the fractional ownership, propane gas oven/range, microwave, refrigerator, stove, hot water tank, window coverings

Property History

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Rooms

Room dimensions for 1052 Rat Bay Rd 109-7 Rd, Lake of Bays
Living
14 x 10140 sqft
Dining
11 x 11121 sqft
Kitchen
8 x 1188 sqft
Primary
13 x 11143 sqft
2nd Br
10 x 11110 sqft
Bathroom
7 x 642 sqft
Bathroom
10 x 660 sqft

Building Amenities

Shared Beach
Tennis Court
Communal Waterfront Area
Indoor Pool

Market Trends and Insights

Mortgage Calculator

Your estimated monthly payment for 1052 Rat Bay Rd 109-7 Rd is 5272

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Ammortization

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Total Mortgage


Purchase Price$49900
Down Payment$9980
Mortgage Insurance$0
Total Mortgage$39920

Monthly Payment


Mortgage Payment$246
Property Taxes$0
Maintenance Fees$5026
Monthly Payment$5272
$5272
monthly

About 1052 Rat Bay Rd 109-7 Rd, Lake of Bays

Located at 1052 Rat Bay Rd 109-7 Rd , this Lake of Bays condo is available for sale. This property was listed for $49,900 on Thu Mar 13 2025. This condo's size is 900-999 Sqft. It has 2 bedrooms and 2 bathrooms. Monthly maintenance is $5,026 per month . Views are to the South from this property. Step outside onto the open balcony. The property's amenities include Shared Beach, Tennis Court, Communal Waterfront Area, Indoor Pool. The property includes the following rooms: Living, Dining, Kitchen, Primary, 2nd Br, Bathroom, Bathroom. This property comes with 5 parking spots. This property also comes with a locker. Heat, Hydro, Water are included with this property. 1052 Rat Bay Rd 109-7 Rd, Lake of Bays is situated in the Franklin neighbourhood.


MLS#: X12017497 · $49,900 · 2 bedroom condo in Franklin, Lake of Bays