1052 Rat Bay Road, Unit #108-8Sold
Lake of Bays
$34,500
Buy with Dwelly and Save
Home Details
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Listing Description
Blue Water Acres FRACTIONAL ownership means that you share the cottage with 9 other owners. You will own a 1/10th share of the cottage (your "Interval" week) and a smaller share in the entire resort. It's NOT A TIMESHARE although some think it is similar. This cottage is known as 108 Algonquin and it's one of three cottages OFFERING THE BEST BEACH/LAKE VIEW at Blue Water Acres; it has private and guest parking, hi-speed internet, good cell service, 2 spacious bedrooms, washer & dryer, cozy propane fireplace in living area, large dining area with full equipped kitchen and large screened in Muskoka Room. You will have exclusive use of your cottage for 5 weeks of the year. Check-in day for 108 Algonquin is Saturday and the Core Week (Week 8) in 2026 starts on August 15. The four other floating weeks rotate each year so it's fair to all the owners. Remaining weeks for 2026: February 14, May 23, October 10, December 5/2026 . Included for your enjoyment: beach chairs, kayaks, paddle boats, a 300' sand beach, tennis and badminton courts, playground, indoor swimming pool with change room & sauna, gathering room with grand piano, games room with pool tables, fitness room, tubing hill, skating, walking & snowshoe trails and more. You can even moor your own boat at Blue Water Acres for your weeks during boating season. All the cottages are pet-free & smoke-free. This is an affordable way to enjoy cottage life without the cost or work of full cottage ownership. Annual Maintenance fees INCLUDE EVERYTHING and are paid November for the following year. The ANNUAL maintenance fee for EACH OWNER in 108 Algonquin cottage in 2026 is $5,127 +HST. There is NO HST on the purchase price. It's a unique way to own a share of Muskoka on Muskoka's second largest lake. Your weeks can also be traded for weeks at other luxury resorts around the world through Interval International. Or you can rent your weeks out either through Blue Water Acres or on your own.
City: Lake of Bays
Building Amenities
Mortgage Calculator
Your estimated monthly payment for 1052 Rat Bay Road108-8 is 733
Price
$Rate
%Ammortization
Down Payment
$Total Mortgage
| Purchase Price | $61,950 |
| Down Payment | $12,390 |
| Mortgage Insurance | $0 |
| Total Mortgage | $49,560 |
Monthly Payment
| Mortgage Payment | $305 |
| Property Taxes | $0 |
| Maintenance Fees | $427 |
| Monthly Payment | $733 |
About 1052 Rat Bay Road, Unit #108-8, Lake of Bays
Located at 1052 Rat Bay Road Unit #108-8, this Lake of Bays condo is available for sale. This property was listed for $34,500 on Thu Mar 19 2026. It has 2 bedrooms and 1 bathroom. Monthly maintenance is $427 per month . The property's amenities include Golf. The property includes the following rooms: . This property comes with 4 parking spots.
MLS#: undefined · $34,500 · 2 bedroom condo in Lake of Bays