503 days on market
$49,900
For Sale

1052 Rat Bay Rd, Unit #108-8

Franklin, Lake of Bays

2+null Bed|1 Bath|Yes|503 days on market

$49,900

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Home Details

Total Parking Spots
4
Garage Spaces
NaN
Balcony
No
Furnished
No
Exposure
S
Move-in Date
Flexible
Building Age
16-30 Years
Locker
None
Hydro Included
Yes
Heat Included
Yes
Heating
Baseboard
Water Included
No
Basement
None
Fireplace
Y
Air Conditioning
Wall Unit
Central Vaccum
No
Exterior
Wood
Zoning
Waterfront Resort Commercial with an exception
Sewer
Unknown
Property Type
Other
Style
Bungalow
Status
Extended
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Listing Description

Blue Water Acres FRACTIONAL ownership means that you share the cottage with 9 other owners you will own a 1/10th share of the cottage (your "Interval" week) and a smaller share in the entire resort. It's NOT A TIMESHARE. This cottage is known as 108 Algonquin and it's one of three cottages OFFERING THE BEST BEACH/LAKE VIEW at Blue Water Acres; it has private and guest parking, hi-speed internet, good cell service, 2 spacious bedrooms, 2 bathrooms, washer & dryer, cozy propane fireplace in living area, large dining area with full equipped kitchen and large screened in Muskoka Room. You will have exclusive use of your cottage for 5 weeks of the year. Check-in day for 108 Algonquin is Saturday and the Core Week (Week 8) in 2025 starts on August 9. The four other floating weeks rotate each year so it's fair to all the owners. Remaining weeks for 2025: February 1, May 10, September 27, November 22/2025 . Included for your enjoyment; beach chairs, kayaks, paddle boats, a 300' sand beach, tennis and badminton courts, playground, indoor swimming pool with change room & sauna, gathering room with grand piano, games room with pool tables, fitness room, tubing hill, skating, walking & snowshoe trails and more. You can even moor your own boat at Blue Water Acres for your weeks during boating season. All the cottages are pet-free & smoke-free. This is an affordable way to enjoy cottage life without the cost or work of full cottage ownership. Annual Maintenance fees INCLUDE EVERYTHING and are paid November for the following year. The ANNUAL maintenance fee for each owner in 108 Algonquin cottage in 2025 is $5,026+HST. There is NO HST on the purchase price. It's a unique way to own a share of Muskoka on Muskokas second largest lake. Your weeks can also be traded for weeks at other luxury resorts around the world through Interval International. Or you can rent your weeks out either through Blue Water Acres or on your own.
Carbon Monoxide Detector, Dishwasher, Dryer, Furniture, Gas Oven Range, Microwave, Refrigerator, Satellite Dish, Satellite Equipment, Smoke Detector, Stove, Washer, Hot Water Tank Owned, Window Coverings

Property History

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Rooms

Room dimensions for 1052 Rat Bay Rd, Unit #108-8, Lake of Bays
Bathroom
11 x 11121 sqft
Other
10 x 13130 sqft
null
Unspecified

Building Amenities

Outdoor Pool
Party/Meeting Room
Satellite Dish
Visitor Parking

Market Trends and Insights

Mortgage Calculator

Your estimated monthly payment for 1052 Rat Bay Rd108-8 is 305

Price

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Rate

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Ammortization

Down Payment

$

Total Mortgage


Purchase Price$61950
Down Payment$12390
Mortgage Insurance$0
Total Mortgage$49560

Monthly Payment


Mortgage Payment$305
Property Taxes$0
Maintenance Fees$0
Monthly Payment$305
$305
monthly

About 1052 Rat Bay Rd, Unit #108-8, Lake of Bays

Located at 1052 Rat Bay Rd Unit #108-8, this Lake of Bays condo is available for sale. This property was listed for $49,900 on Thu Mar 13 2025. This condo's size is 900-999 Sqft. It has 2 bedrooms and 1 bathroom. Views are to the South from this property. Step outside onto the open balcony. The property's amenities include Outdoor Pool, Party/Meeting Room, Satellite Dish, Visitor Parking. The property includes the following rooms: Bathroom, Other, null. This property comes with 4 parking spots. This property also comes with a locker. Heat, Hydro, Water are included with this property. 1052 Rat Bay Rd, Lake of Bays is situated in the Franklin neighbourhood.


MLS#: X10898413 · $49,900 · 2 bedroom condo in Franklin, Lake of Bays