932 days on market
$51,000

1052 Rat Bay Road, Unit #116-2
Sold

Lake of Bays

2 Bed|2 Bath|Yes|932 days on market

$51,000

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Home Details

Maintenance
$427.25 / month
Total Parking Spots
4
Garage Spaces
4
Furnished
No
Move-in Date
Flexible
Hydro Included
No
Heating
Baseboard
Water Included
No
Family Room
Yes
Basement
None
Fireplace
Y
Air Conditioning
Wall Unit(s)
Central Vaccum
No
Laundry Access
Inside
Exterior
Wood
Zoning
Waterfront Resort Comm'l with exception
Sewer
Unknown
Property Type
Residential Condo & Other
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Listing Description

Blue Water Acres fractional ownership resort has almost 50 acres of Muskoka paradise and 300 feet of south-facing frontage on Lake of Bays. This is not a time share although some think it is similar. You do actually own 1/10 of the cottage. 116 Algonquin Cottage is a 2 bedroom cottage and is located next to a beautiful woodlot on the west side with lots of privacy. There are no cottages in front of 116 Algonquin which means it has a lovely view and provides easy access to the beach and lake. The Muskoka Room in 116 Algonquin is fully insulated for year round comfort. Ownership includes a share in the entire complex. This gives you the right to use the cottage Interval that you buy for one core summer week plus 4 more floating weeks each year in the other seasons for a total of 5 weeks per year. Facilities include an indoor swimming pool, whirlpool, sauna, games room, fitness room, activity centre, gorgeous sandy beach with shallow water ideal for kids, great swimming, kayaks, canoes, paddleboats, skating rink, tennis court, playground, and walking trails. You can moor your boat for your weeks during boating season. Check-in is on Sundays at 4 p.m. ANNUAL maintenance fee PER OWNER in 2026 for 116 Algonquin cottage is $5127 + HST. Core week 2 for this cottage starts on Sunday July 5, 2026 and the other weeks in 2026 start on March 15, June 21, November 8/2026 and January 3/2027 . There is laundry in the Algonquin cottage. No HST on resales. All cottages are PET-FREE and Smoke-free. Ask for details about fractional ownerships and what the annual maintenance fee covers. Deposit weeks you don't use in Interval International or rent them out to help cover the maintenance fees.

Mortgage Calculator

Your estimated monthly payment for 1052 Rat Bay Road116-2 is 679

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Ammortization

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Total Mortgage


Purchase Price$51,000
Down Payment$10,200
Mortgage Insurance$0
Total Mortgage$40,800

Monthly Payment


Mortgage Payment$251
Property Taxes$0
Maintenance Fees$427
Monthly Payment$679
$679
monthly

About 1052 Rat Bay Road, Unit #116-2, Lake of Bays

Located at 1052 Rat Bay Road Unit #116-2, this Lake of Bays condo is available for sale. This property was listed for $51,000 on Wed Jan 14 2026. It has 2 bedrooms and 2 bathrooms. Monthly maintenance is $427 per month . The property includes the following rooms: . This property comes with 4 parking spots.


MLS#: undefined · $51,000 · 2 bedroom condo in Lake of Bays