631 days on market
$42,500

1052 Rat Bay Road, Unit #118-3
Sold

Lake of Bays

2 Bed|2 Bath|Yes|631 days on market

$42,500

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Home Details

Maintenance
$427.25 / month
Total Parking Spots
4
Garage Spaces
4
Furnished
No
Move-in Date
Flexible
Hydro Included
No
Heating
Baseboard
Water Included
No
Family Room
Yes
Basement
None
Fireplace
Y
Air Conditioning
Wall Unit(s)
Central Vaccum
No
Laundry Access
Inside
Exterior
Wood
Zoning
Waterfront Resort Comm'l with exception
Sewer
Unknown
Property Type
Residential Condo & Other
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Listing Description

Blue Water Acres fractional ownership resort has almost 50 acres of Muskoka paradise and 300 feet of south-facing frontage on Lake of Bays. This is not a time share although some think it is similar. You do actually own 1/10 of the cottage. 118 Algonquin Cottage is a 2 bedroom cottage, has a great view of the lake and is very private. Ownership includes a share in the entire complex. This gives you the right to use the cottage Interval that you buy for one core summer week plus 4 more floating weeks each year in the other seasons for a total of 5 weeks per year. Facilities include an indoor swimming pool, whirlpool, sauna, games room, fitness room, activity centre, gorgeous sandy beach with shallow water ideal for kids, great swimming, kayaks, canoes, paddleboats, skating rink, tennis court, playground, and walking trails. You can moor your boat for your weeks during boating season. Check-in for 118 Algonquin Cottage is on Fridays at 4 p.m. ANNUAL maintenance fee PER OWNER in 2026 for 118 Algonquin cottage is $5127 + HST. Core (fixed) Week 3 for this cottage starts on July 10, 2026. Weeks for 2026 will start on January 9, March 20, April 17, July 10 (core week), and September 4. There is laundry in the Algonquin cottages. No HST on resales. All cottages are PET-FREE and Smoke-free. Ask for details about fractional ownerships and what the annual maintenance fee covers (it covers everything). You can deposit weeks you don't use in Interval International or rent them out to help cover the maintenance fees. Blue Water Acres will rent your weeks out for you and you keep 50% of the rental income or rent them out yourself and you keep 100% of the income.

Mortgage Calculator

Your estimated monthly payment for 1052 Rat Bay Road118-3 is 668

Price

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Rate

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Ammortization

Down Payment

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Total Mortgage


Purchase Price$48,900
Down Payment$9,780
Mortgage Insurance$0
Total Mortgage$39,120

Monthly Payment


Mortgage Payment$241
Property Taxes$0
Maintenance Fees$427
Monthly Payment$668
$668
monthly

About 1052 Rat Bay Road, Unit #118-3, Lake of Bays

Located at 1052 Rat Bay Road Unit #118-3, this Lake of Bays condo is available for sale. This property was listed for $42,500 on Wed Jan 14 2026. It has 2 bedrooms and 2 bathrooms. Monthly maintenance is $427 per month . The property includes the following rooms: . This property comes with 4 parking spots.


MLS#: undefined · $42,500 · 2 bedroom condo in Lake of Bays