365 days on market
$39,500

1052 Rat Bay Road, Unit #111-2
Sold

Lake of Bays

Studio|0 Bath|Yes|365 days on market

$39,500

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Home Details

Maintenance
$427.25 / month
Total Parking Spots
2
Garage Spaces
2
Furnished
No
Move-in Date
Flexible
Hydro Included
No
Heating
Baseboard
Water Included
No
Family Room
Yes
Basement
None
Fireplace
Y
Central Vaccum
No
Laundry Access
Laundry Closet
Exterior
Wood
Property Type
Residential Condo & Other
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Listing Description

Blue Water Acres FRACTIONAL ownership means that you share the cottage with 9 other owners but you will own yourself a 1/10th share of the cottage (your "Interval" week) and also a smaller share in the entire resort. This cottage is known as 111 Algonquin and it's a favourite at Blue Water Acres. It has 2 spacious bedrooms, and 2 bathrooms. The core summer week in 2026 will start on July 5. The cottage has a cozy propane fireplace and a screened-in Muskoka Room. You will have exclusive use of the cottage for 5 weeks of the year. The check-in day for this unit is Sunday. Weeks in 2026 start on March 15, June 21, July 5 (core/fixed week), November 8 and January 3/27. The 4 floating weeks rotate each year so it's fair to all the owners. There are many amenities at Blue Water Acres: hot tub/sauna, all linens and towels supplied, kayaks, paddle boats, a beautiful sand beach, 300 ft of waterfront on Lake of Bays, indoor swimming pool, owners' gathering room with grand piano and large TV screen , games room with pool tables, ping pong table, shuffle board & foosball, fitness room, tennis/pickleball court, basketball courts, large children's playground & equipment. You can moor your own boat during your own boating season weeks. Winter tube slide, skating rink & fire pit. There is so much to do here! All cottages are pet-free and smoke-free. This is an affordable way to enjoy cottage life without the cost or hassles of full cottage ownership. Maintenance fees include everything and are paid in the fall for the following year. The ANNUAL fee for EACH of the owners in 111 Algonquin cottage for 2026 is $5,127 + HST. This fee can be paid in two installments, November and March. There is NO HST on the purchase price of the cottage. It's a unique way to own a part of Muskoka. Your weeks can be traded for weeks at other luxury resorts around the world. Some photos & floor plan shown are for a similar cottage but may not be identical to the subject cottage.

Building Amenities

Beach
Lake/Pond
Waterfront

Mortgage Calculator

Your estimated monthly payment for 1052 Rat Bay Road111-2 is 647

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Ammortization

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Total Mortgage


Purchase Price$44,500
Down Payment$8,900
Mortgage Insurance$0
Total Mortgage$35,600

Monthly Payment


Mortgage Payment$219
Property Taxes$0
Maintenance Fees$427
Monthly Payment$647
$647
monthly

About 1052 Rat Bay Road, Unit #111-2, Lake of Bays

Located at 1052 Rat Bay Road Unit #111-2, this Lake of Bays condo is available for sale. This property was listed for $39,500 on Wed Jan 14 2026. It has 0 bedrooms and 0 bathrooms. Monthly maintenance is $427 per month . The property's amenities include Beach, Lake/Pond, Waterfront. The property includes the following rooms: . This property comes with 2 parking spots.


MLS#: undefined · $39,500 · 0 bedroom condo in Lake of Bays