2 days on market
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$3,285,000
For Sale

1089 Lutes Lane

Algonquin Highlands

4 Bed|2 Bath|Yes|2 days on market

$3,285,000

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Home Details

Taxes
$662 / month
Total Parking Spots
6
Garage Spaces
6
Furnished
No
Move-in Date
Immediate
Hydro Included
No
Heating
Baseboard
Water Included
No
Family Room
Yes
Basement
Unfinished, Separate Entrance
Fireplace
Y
Air Conditioning
None
Central Vaccum
No
Exterior
Stone, Vinyl Siding
Zoning
SR 2
Sewer
Septic
Property Type
Residential Freehold
Status
New
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Listing Description

Welcome to one of the nicest properties on Kawagama Lake! EXTREMELY PRIVATE, Algonquin-esque POINT-OF-LAND with 1,025 feet of rocky/sandy shoreline, 2.4 acres of mature forested land with multiple sun exposures (i.e. south, east and north), where sunsets can be enjoyed on the north side of the point or take in sunrises on east/SE side of the point. This unparalleled, level property is located beside CROWN LAND which provides extra privacy "at no cost"! There's a well-built, fully insulated/WINTERIZED, spacious, two-storey cottage/home. The main dwelling (~2,268 sq ft) has 4-bedrooms and 2 bathrooms (including roughed-in bathroom plumbing in basement). It was built in 1985 and has an ENORMOUS/complete wrap-a-round sundeck/covered porch with Dura decking and an aluminum railing. There's a massive, granite rock fireplace in the living area and an old Elmira cook stove in its country-style kitchen, 200 yr-old hand-scribed (barn) square timber ceiling beams, pine accents, hickory hardwood flooring and much more! HIGH SPEED INTERNET is on site. 297' drilled well with a buried heat line. Approved septic system (1985). Owner pumped out septic tank in 2023. Guest cabin by the shoreline edge is nostalgically quaint with a 1950's vibe, electricity & running water and in great condition. The other cabin (1940's) is in rough shape (i.e. realistically a "teardown"), but its footprint by the lake's edge is valuable. All dwellings are fully furnished together w/appliances. This property is idyllic for wading & swimming, in either shallow or deep waters on sand or rock. Shoreline Road Allowance (SRA) is owned. Two surveys are available. Long winding, private treed driveway. Access to many trails on crown land nearby for snowmobiling, ATVing, hiking, cycling, snowshoeing and much more. Kawagama Lake (i.e. the largest in Haliburton) is excellent for trout & bass fishing. Conveniently located within 3 hrs of the Toronto area. Check out this special property that boasts so much privacy!

Mortgage Calculator

Your estimated monthly payment for 1089 Lutes Lane is 16,856

Price

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Rate

%

Ammortization

Down Payment

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Total Mortgage


Purchase Price$3,285,000
Down Payment$657,000
Mortgage Insurance$0
Total Mortgage$2,628,000

Monthly Payment


Mortgage Payment$16,194
Property Taxes$662
Maintenance Fees$0
Monthly Payment$16,856
$16,856
monthly

About 1089 Lutes Lane, Algonquin Highlands

Located at 1089 Lutes Lane , this Algonquin Highlands house is available for sale. This property was listed for $3,285,000 on Mon Mar 16 2026. It has 4 bedrooms and 2 bathrooms. The property's amenities include Level, Sloping, Waterfront, Wooded/Treed. The property includes the following rooms: . This property comes with 6 parking spots.


MLS#: undefined · $3,285,000 · 4 bedroom house in Algonquin Highlands