27 days on market
$499,000
For Sale

12 Chester St

SW, St. Thomas

1+null Bed|3 Bath|Yes|27 days on market

$499,000

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Home Details

Taxes
$140 / month
Total Parking Spots
10
Driveway
Front Yard
Garage Spaces
NaN
Furnished
No
Lot Size
101.36 x 481.75853 Feet
Move-in Date
Flexible
Building Age
100+ Years
Hydro Included
No
Heating
Forced Air
Water Included
No
Kitchens
1
Family Room
Yes
Basement
Fin W/O, Sep Entrance
Fireplace
N
Air Conditioning
Central Air
Central Vaccum
No
Laundry Access
Lower
Exterior
Brick
Zoning
R3-108
Sewer
Sewers
Property Type
Detached
Style
Bungalow
Status
New
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Listing Description

Welcome to 12 Chester Street, a rare and inspiring property in the heart of St. Thomas. Originally built in 1890 as a church, this unique structure blends historic charm with the flexibility and space todays buyers and investors are seeking. Spanning approximately 2,192 square feet on the main and 1700 on the lower levels, the building offers nearly 3900 square feet of total living space. The main floor features a large great room with soaring ceilings and abundant natural light, a welcoming foyer, two 2-piece bathrooms, and a spacious office ideal for remote work or creative use. The lower level is fully equipped for residential living, with a full eat-in kitchen, dining area, living space, primary bathroom, laundry room, and bedroom quarters. Its a comfortable layout that suits a variety of living or rental scenarios. Zoned R3, this property presents exciting potential for conversion into a triplex. There is also a possibility for the construction of a large garage with an additional dwelling unit above offering further options for added living space or rental income, and parking for 10 cars. Set on just over half an acre and located close to local amenities, parks, and schools, this property combines historic character with modern opportunity. Whether you're looking to invest, redevelop, or settle into a truly one-of-a-kind space, 12 Chester Street offers a canvas full of possibility. Explore the potential! This is a property that invites your imagination. Roof replaced 2023
2 fridges, 2 stoves

Property History

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Rooms

Room dimensions for 12 Chester St, St. Thomas
Foyer
20 x 18360 sqft
Office
14 x 10140 sqft
Great Rm
40 x 411640 sqft
Bathroom
5 x 525 sqft
Bathroom
5 x 525 sqft
Dining
17 x 14238 sqft
Kitchen
16 x 15240 sqft
Family
23 x 15345 sqft
Primary
19 x 26494 sqft
Laundry
15 x 15225 sqft
Bathroom
11 x 13143 sqft
Utility
10 x 11110 sqft

Market Trends and Insights

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Your estimated monthly payment for 12 Chester St is 2600

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Total Mortgage


Purchase Price$499000
Down Payment$99800
Mortgage Insurance$0
Total Mortgage$399200

Monthly Payment


Mortgage Payment$2460
Property Taxes$140
Maintenance Fees$0
Monthly Payment$2600
$2600
monthly

About 12 Chester St, St. Thomas

Located at 12 Chester St , this St. Thomas house is available for sale. This property was listed for $499,000 on Mon Jun 02 2025. This house's size is 2000-2500 Sqft. It has 1 bedroom and 3 bathrooms. The property includes the following rooms: Foyer, Office, Great Rm, Bathroom, Bathroom, Dining, Kitchen, Family, Primary, Laundry, Bathroom, Utility. This property comes with 10 parking spots. 12 Chester St, St. Thomas is situated in the SW neighbourhood.


MLS#: X12189153 · $499,000 · 1 bedroom house in SW, St. Thomas