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Smart income potential with flexible living options. This bright 3+3 bedroom bungalow offers an ideal setup for investors or owner-occupiers looking to offset their mortgage with rental income. The main floor features a refreshed kitchen with updated cabinetry, countertops, and a tile backsplash, along with a spacious dining area and large south-facing windows that bring in natural light throughout the day. Three well-sized bedrooms, an updated four-piece bathroom, hardwood flooring in kitchen/dining, and updated doors complete the main level, creating a comfortable and functional living space. The lower level, renovated in 2019 and accessed through a separate side entrance, is well-designed for rental use or extended family living. It offers pot lights, three generously sized bedrooms, and an updated four-piece bathroom. Shared laundry services both levels efficiently. Additional updates include fresh paint throughout, a new water heater (2024), one newer fence section updated (2025), and roof flashing (2022). Located close to Brock University, the Pen Centre, public transit, schools, parks, and everyday amenities, this property checks the boxes for both long-term rental demand and practical lifestyle convenience. Whether you're looking to live on the main floor while renting the lower level, house extended family, or add a solid income property to your portfolio, this home delivers flexibility, functionality, and opportunity.
Washer, Dryer, Range Hood, 2 Fridge, 2 Dishwasher. 2 Stove, All ELF
City: St. Catharines
Neighborhood: Western Hill

| Purchase Price | $549000 |
| Down Payment | $109800 |
| Mortgage Insurance | $0 |
| Total Mortgage | $439200 |
| Mortgage Payment | $2706 |
| Property Taxes | $291 |
| Maintenance Fees | $0 |
| Monthly Payment | $2998 |
Sold Comparables homes near 2 Vera St, St. Catharines
Located at 2 Vera St , this St. Catharines house is available for sale. This property was listed for $549,000 on Mon Jan 26 2026. This house's size is 1100-1500 Sqft. It has 3 bedrooms and 2 bathrooms. The property includes the following rooms: Foyer, Living, Kitchen, Br, Br, Primary, Bathroom, Kitchen, Br, Br, Br, Utility, Bathroom. This property comes with 4 parking spots. 2 Vera St, St. Catharines is situated in the Western Hill neighbourhood.
MLS#: X12731022 · $549,000 · 3 bedroom house in Western Hill, St. Catharines