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Beautiful **4+2 bedroom, 3+1 bathroom detached 2-storey home** in Elgin, **St. Thomas**, featuring an oversized kitchen with pantry, bright open-concept layout with a spacious great room, 9-ft ceilings on the main floor and 8-ft ceilings on the second floor and basement, California shutters on all windows allowing abundant natural light, convenient side entrance through the garage with insulated garage door providing excellent basement income potential, double car garage plus driveway parking for four vehicles, and a huge backyard with deck offering a safe and private space for kids, pets, and outdoor entertaining, all in a family-friendly location within walking distance to schools and **St. Thomas Elgin General Hospital**, and just a short drive to **London**, the beaches of **Port Stanley**, and quick access to **Highway 401** and **Highway 402**.
City: St. Thomas

| Purchase Price | $779,000 |
| Down Payment | $155,800 |
| Mortgage Insurance | $0 |
| Total Mortgage | $623,200 |
| Mortgage Payment | $3,840 |
| Property Taxes | $467 |
| Maintenance Fees | $0 |
| Monthly Payment | $4,307 |
Located at 3 Oxford Terrace , this St. Thomas house is available for sale. This property was listed for $779,000 on Fri Mar 13 2026. It has 6 bedrooms and 4 bathrooms. The property includes the following rooms: . This property comes with 4 parking spots.
MLS#: undefined · $779,000 · 6 bedroom house in St. Thomas