40 Elgin St N
Cambridge
$599,000
Buy with Dwelly and Save $5,990
Home Details
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Listing Description
Charming Opportunity in Central Cambridge -Welcome to 40 Elgin Street North, a Bungalow offering versatile living space for investors, multi-generational families, or savvy buyers looking to offset their mortgage. Located in the heart of Cambridge, this property blends convenience, functionality, and income potential in a desirable and walkable neighborhood.Thoughtfully Designed Main Floor Living The main level features a bright and spacious 2-bedroom layout with a large open-concept living and dining area finished in stylish laminate flooring and filled with natural light from oversized windows. The kitchen offers practical tile flooring, white appliances, and ample cabinet space ideal for home-cooked meals or entertaining guests. A 4-piece bathroom with a window and tiled floor adds both function and comfort.Each bedroom is generously sized with laminate flooring, closets, and large windows perfect for restful retreats or working from home. The main foyer includes a convenient closet for coats and storage.Self-Contained Basement SuiteThe lower level includes a private in-law suite with its own kitchen, 3-piece bathroom, and a versatile den/bedroom space featuring vinyl flooring, a closet, and a window. The kitchen is combined with a living/sleeping area and equipped with a white fridge and stove, making it ideal for extended family or rental income. Laundry is shared between units for added convenience.Unbeatable Central Location Nestled in the Galt neighborhood, this home offers easy access to everything Cambridge has to offer. Enjoy walking distance to downtown Galt, Soper Park, Cambridge Memorial Hospital, and local schools. The property is also just minutes to highways 8and 24, public transit, and the Grand River trails making commuting and leisure a breeze.Whether you're looking to live in one unit and rent the other, house extended family, or expand your investment portfolio, 40Elgin St N offers exceptional value in a central location.
City: Cambridge
Property History
| Listing Date | DOM | List Price | Sold Price | Event | MLS ID |
|---|---|---|---|---|---|
| Mar 6, 2025 | 26 | $499,000 | $600,000 | Sold | X12005098 |
| Nov 5, 2024 | 87 | $639,900 | N/A | Expired | X10408283 |
| Sep 30, 2024 | 35 | $649,900 | N/A | Terminated | X9374263 |
| Jul 24, 2024 | 68 | $599,900 | N/A | Terminated | X9052943 |
| Apr 15, 2024 | 7 | $2,250 | N/A | Terminated | X8237680 |
| Jan 23, 2024 | 35 | $1,600 | N/A | Terminated | X8017938 |
| May 23, 2023 | 2 | $2,250 | $2,300 | Leased | X6026732 |
| Feb 16, 2022 | 5 | $599,000 | $801,111.11 | Sold | X5506378 |
Rooms
Room dimensions for 40 Elgin St N, Cambridge
Market Trends and Insights
Mortgage Calculator
Your estimated monthly payment for 40 Elgin St N is 3237
Price
$Rate
%Ammortization
Down Payment
$Total Mortgage
| Purchase Price | $599000 |
| Down Payment | $119800 |
| Mortgage Insurance | $0 |
| Total Mortgage | $479200 |
Monthly Payment
| Mortgage Payment | $2953 |
| Property Taxes | $284 |
| Maintenance Fees | $0 |
| Monthly Payment | $3237 |
Sold Comparables
Sold Comparables homes near 40 Elgin St N, Cambridge
About 40 Elgin St N, Cambridge
Located at 40 Elgin St N , this Cambridge house is available for sale. This property was listed for $599,000 on Sat Jul 05 2025. This house's size is 700-1100 Sqft. It has 2 bedrooms and 2 bathrooms. The property includes the following rooms: Kitchen, Bathroom, Primary, 2nd Br, Living, Dining, Laundry, Kitchen, Living, Bathroom, Br. This property comes with 3 parking spots.
MLS#: X12231645 · $599,000 · 2 bedroom house in Cambridge