87 days on market
$974,900
For Sale

45 Chestnut Street

Kingston

3 Bed|2 Bath|Yes|87 days on market

$974,900

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Home Details

Taxes
$297 / month
Total Parking Spots
2
Garage Spaces
2
Furnished
No
Move-in Date
2 apartments - may be tenanted
Hydro Included
No
Heating
Forced Air
Water Included
No
Family Room
Yes
Basement
Unfinished
Fireplace
N
Air Conditioning
Central Air
Central Vaccum
No
Exterior
Concrete
Sewer
Sewer
Property Type
Residential Freehold
Status
New
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Listing Description

45 Chestnut Street is a completely rebuilt residential duplex offering two fully furnished, all-inclusive executive-style apartments in a prime downtown location. Ideal for owner-occupants, professionals, or investors looking for a move-in-ready income property. This 2.5-storey, rusticated-stone home was stripped to the studs and professionally renovated from 2022 to 2024. Significant upgrades include all-new electrical, plumbing, and HVAC systems; spray-foam insulation (basement through attic); new windows and doors; and Ontario Building Code-compliant fire separation. The cellar is fireproofed with mono-coat treatment. The upper unit is a spacious 2-bedroom suite with a modern 3-piece bath, finished loft, in-suite laundry, and private deck with views over the Fruit Belt. The lower unit is a bright 1-bedroom with a full 4-piece bath, open layout, and generous finishes. Each unit includes in-suite laundry, programmable Wi-Fi thermostats, and separate shut-offs. Interior features include luxury vinyl plank flooring, quartz and granite countertops, custom cabinetry, ceramic and marble tilework, and full furnishings-TVs, linens, cutlery, and appliances are all included. The property also features a new metal roof, updated eavestroughs, exterior LED soffit lighting, new fencing, fresh sod, a security camera system, on-site parking, and a Level 2 EV charger. Whether you're living a unit (if available) while renting the other, or seeking a hands-off investment with strong appeal to executive tenants, this is a rare opportunity in one of Kingston's most walkable neighbourhoods. Unit 2 is currently rented until 2027-01-11, minimum24 hours' notice required

Mortgage Calculator

Your estimated monthly payment for 45 Chestnut Street is 5,102

Price

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Ammortization

Down Payment

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Total Mortgage


Purchase Price$974,900
Down Payment$194,980
Mortgage Insurance$0
Total Mortgage$779,920

Monthly Payment


Mortgage Payment$4,806
Property Taxes$296
Maintenance Fees$0
Monthly Payment$5,102
$5,102
monthly

About 45 Chestnut Street, Kingston

Located at 45 Chestnut Street , this Kingston house is available for sale. This property was listed for $974,900 on Sat Jan 24 2026. It has 3 bedrooms and 2 bathrooms. The property includes the following rooms: . This property comes with 2 parking spots.


MLS#: undefined · $974,900 · 3 bedroom house in Kingston