478 St Andrew St E, Unit #104
Fergus, Centre Wellington
$775,000
Buy with Dwelly and Save $7,750
Home Details
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Listing Description
Heritage Charm Meets Riverside Serenity. A rare opportunity to downsize without compromise: Suite 104 at the Fergus Mill offers unmatched value with **12 months of condo fees included in the purchase**, giving you a worry-free start to homeownership. Set in one of Centre Wellington's most iconic buildings, this ground-level condo blends historic character with modern comfort. It features soaring ceilings, hardwood floors, and oversized windows that frame breathtaking views of the Grand River Falls. Thoughtfully designed for ease and elegance, the spacious 1-bedroom-plus-den layout includes two full bathrooms, a beautifully updated kitchen with high-end appliances, and a cozy fireplace perfect for quiet evenings. Enjoy direct access to scenic walking trails, patios, and tranquil waterfront views. Located just steps from downtown Fergus with its cafes, shops, and restaurants and minutes from the lively village of Elora. Explore nearby St. Jacobs and its famous farmers' market, or head into Kitchener-Waterloo for vibrant city life, all within a 30-minute drive. Stratford's acclaimed theatre district and Lake Huron's cottage country are also nearby for easy escapes. With two parking spaces (including a private garage), a personal storage locker, and pet-friendly amenities, this turnkey suite is truly the complete package. Whether you're retiring, rightsizing, or seeking a peaceful pace of life, this is your front-row seat to nature, community, and timeless architecture.
12 Months Condo Fees Included, Appliances, Window Coverings
City: Centre Wellington
Neighborhood: Fergus
Property History
Rooms
Room dimensions for 478 St Andrew St E, Unit #104, Centre Wellington
Building Amenities
Market Trends and Insights
Mortgage Calculator
Your estimated monthly payment for 478 St Andrew St E104 is 5088
Price
$Rate
%Ammortization
Down Payment
$Total Mortgage
| Purchase Price | $775000 |
| Down Payment | $155000 |
| Mortgage Insurance | $0 |
| Total Mortgage | $620000 |
Monthly Payment
| Mortgage Payment | $3821 |
| Property Taxes | $335 |
| Maintenance Fees | $932 |
| Monthly Payment | $5088 |
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About 478 St Andrew St E, Unit #104, Centre Wellington
Located at 478 St Andrew St E Unit #104, this Centre Wellington condo is available for sale. This property was listed for $775,000 on Wed Sep 17 2025. This condo's size is 1200-1399 Sqft. It has 1 bedroom and 2 bathrooms. Monthly maintenance is $932 per month and taxes are approximately $4,024 annually. Views are to the SouthEast from this property. Step outside onto the open balcony. The property's amenities include Bike Storage, Communal Waterfront Area, Community BBQ, Elevator, Visitor Parking. The property includes the following rooms: Bathroom, Bathroom, Den, Dining, Family, Kitchen, Laundry, Primary, Utility. This property comes with 2 parking spots. This property also comes with a locker. 478 St Andrew St E, Centre Wellington is situated in the Fergus neighbourhood.
MLS#: X12410539 · $775,000 · 1 bedroom condo in Fergus, Centre Wellington