59 Joyce St
St. Thomas, St. Thomas
$549,000
Buy with Dwelly and Save $5,490
Home Details
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Listing Description
Welcome to 59 Joyce Street, located in the desirable North end of St. Thomas with quick access to Highway 3 and all major amenities. This well-maintained property is perfect for first-time home buyers looking to offset their mortgage or investors seeking a solid income-generating opportunity. The home features two self-contained units, each with private entrances and in-suite laundry. The upper unit is vacant and move-in ready, offering three spacious bedrooms, one full bathroom, and a bright, open-concept living space. The lower unit is currently tenanted and brings in $1,800/month plus hydro and 40% of the water bill, making it an excellent source of steady rental income. It includes two bedrooms, one bathroom, a cozy living area, and its own laundry. Outside, enjoy a private backyard, carport, and a double-wide driveway that provides ample parking for both units. With great tenants in place downstairs and the upper level ready for immediate occupancy, this property offers both flexibility and financial potential. Don't miss your chance to own a turnkey home in a prime location that truly works for you.
Upper Fridge, stove, dishwasher, kitchen exhaust, washer, dryer. Lower Fridge, stove, dishwasher, kitchen exhaust, washer, dryer.
City: St. Thomas
Neighborhood: St. Thomas
Property History
Rooms
Room dimensions for 59 Joyce St, St. Thomas
Market Trends and Insights
Mortgage Calculator
Your estimated monthly payment for 59 Joyce St is 2952
Price
$Rate
%Ammortization
Down Payment
$Total Mortgage
| Purchase Price | $549000 |
| Down Payment | $109800 |
| Mortgage Insurance | $0 |
| Total Mortgage | $439200 |
Monthly Payment
| Mortgage Payment | $2706 |
| Property Taxes | $245 |
| Maintenance Fees | $0 |
| Monthly Payment | $2952 |
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About 59 Joyce St, St. Thomas
Located at 59 Joyce St , this St. Thomas house is available for sale. This property was listed for $549,000 on Tue Sep 16 2025. This house's size is 700-1100 Sqft. It has 3 bedrooms and 2 bathrooms. The property includes the following rooms: Living, Dining, Kitchen, Bathroom, Primary, 2nd Br, 3rd Br, Primary, 2nd Br, Kitchen, Bathroom. This property comes with 5 parking spots. 59 Joyce St, St. Thomas is situated in the St. Thomas neighbourhood.
MLS#: X12407064 · $549,000 · 3 bedroom house in St. Thomas, St. Thomas