640 Mary St N
O'Neill, Oshawa
$799,900
Buy with Dwelly and Save $7,999
Home Details
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Listing Description
Tired of cookie cutter houses? Longing for a charming older home to make your own? Have a great idea for an extra garage/flex space? Minutes walk to Dr S. J. Phillips elementary school & O'Neill C.V.I.! Parks, walking trails, hospital & shopping are all conveniently close by, which is part of the popularity of this family friendly neighbourhood! This 3 bed, 2 bath home is full of character & charm and is safe & sound! Lovely climbing roses welcome you! The spacious main floor features newer laminate floors in the living & dining rooms with a pass-thru from the dining room to the kitchen, that features a retro eating nook or design your dream kitchen! A mudroom off the kitchen offers more closet space & leads to the fenced backyard! There are 2 garages- an oversized single and regular single! Imagine... home gym, yoga studio, man/woman cave, craft/hobby room... with lots of windows & hydro; there are so many possibilities! The back laneway behind the home provides a buffer from the homes behind! Upstairs you'll find 3 bedrooms, one without a closet but there is an extra large storage closet in the hall if needed! Renovated main bath! There is also a charming study nook with a built-in desk! The finished bsmt has a separate entrance & provides more living space & features a recently redone 3 pce bathroom! The radiant heating system is efficient & comfortable. There are 2 driveways, one is shared with the neighbour to the north & a private drive on the south that leads to lots of parking in the back & access to the garages! It's also a great space for the kids to play as well as in the large fenced backyard! If you're looking for a character home in one of Oshawa's finest old neighbourhoods this is a must see! Extras: Basement bath '22, Chimney liner '18. Main bath, garage shingles, boiler updates '16. House shingles & Bay window roof '14. Basement windows & window wells '12. Front windows, paved drive, insulation '10. Back windows, wiring '04.
Hot water tank owned '24. Appliances: Dishwasher '22, oven '16, washer '18 & dryer '15. Fridge. Freezer. All window coverings excluding drapes in primary bedroom, all electrical light fixtures. **Combined smoke/carbon monoxide detectors on each floor**
City: Oshawa
Neighborhood: O'Neill
Property History
Rooms
Room dimensions for 640 Mary St N, Oshawa
Market Trends and Insights
Mortgage Calculator
Your estimated monthly payment for 640 Mary St N is 4368
Price
$Rate
%Ammortization
Down Payment
$Total Mortgage
| Purchase Price | $799900 |
| Down Payment | $159980 |
| Mortgage Insurance | $0 |
| Total Mortgage | $639920 |
Monthly Payment
| Mortgage Payment | $3943 |
| Property Taxes | $425 |
| Maintenance Fees | $0 |
| Monthly Payment | $4368 |
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About 640 Mary St N, Oshawa
Located at 640 Mary St N , this Oshawa house is available for sale. This property was listed for $799,900 on Mon Jun 09 2025. This house's size is 1500-2000 Sqft. It has 3 bedrooms and 2 bathrooms. The property includes the following rooms: Living, Dining, Kitchen, Breakfast, Mudroom, Primary, 2nd Br, 3rd Br, Rec, Utility. This property comes with 8 parking spots. 640 Mary St N, Oshawa is situated in the O'Neill neighbourhood.
MLS#: E12207126 · $799,900 · 3 bedroom house in O'Neill, Oshawa