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Welcome to this beautifully updated, large 3-bedroom raised bungalow with two additional bedrooms on the lower level, located in the highly sought-after Victoria Harbour just steps from the beach, public dock, and boat launch. Situated on an expansive lot ideal for entertaining, the home has been extensively upgraded to offer modern comfort and functionality. Recent improvements include a new roof (2021), fully upgraded heating and cooling systems (2021) featuring a new furnace, water heater, air conditioner, dehumidifier, and separate HVAC zones for the main floor and basement. In 2025, the main floor received luxury vinyl flooring, a full kitchen renovation, a complete bathroom remodel, and fresh paint throughout both levels. A new central vacuum system was also installed to serve the entire home. The backyard has been professionally landscaped with cedar trees for enhanced privacy and a serene outdoor setting.This versatile property also features laundry on both the main and lower levels, making it ideal for extended family living or future rental income. With two separate utility meters already in place, the home offers strong potential to be converted back into a legal duplex either as an income-generating property or for multi-generational living. The lower level includes an extra fridge, stove, microwave, and electric water heater, with kitchen cabinetry available to complete a secondary suite setup. This is a rare opportunity to own a turn-key home with space, updates, and income potential in one of Victoria Harbours most desirable locations.
Brand New Kitchen Appliances: Fridge, stove, Dishwasher, Hood. 2 Washers, 2 Dryers. All Electrical Light fixtures and window coverings. Central Vacuum.
Neighborhood: Victoria Harbour
Purchase Price | $927000 |
Down Payment | $185400 |
Mortgage Insurance | $0 |
Total Mortgage | $741600 |
Mortgage Payment | $4570 |
Property Taxes | $259 |
Maintenance Fees | $0 |
Monthly Payment | $4829 |
Sold Comparables homes near 98 Osborne St, Tay
Located at 98 Osborne St , this Tay house is available for sale. This property was listed for $927,000 on Tue May 06 2025. This house's size is 1100-1500 Sqft. It has 3 bedrooms and 2 bathrooms. The property includes the following rooms: Kitchen, Br, 2nd Br, 3rd Br, Laundry, Living, 4th Br, 5th Br, Bathroom. This property comes with 6 parking spots. 98 Osborne St, Tay is situated in the Victoria Harbour neighbourhood.
MLS#: S12126220 · $927,000 · 3 bedroom house in Victoria Harbour, Tay