640 Mary St N
O'Neill, Oshawa
$729,900
Buy with Dwelly and Save $7,299
Home Details
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Listing Description
Longing for a charming older home to make your own? Have a great idea for an extra garage/flex space? Minutes walk to Dr S. J. Phillips & O'Neill C.V.I.! Parks, walking trails, hospital & shopping are all conveniently close by! This 3 bed, 2 bath home is full of character & charm & is safe & sound! Freshly painted exterior! Lovely climbing roses! Spacious main floor has new laminate floor in the front hall & kitchen! Pass-thru from the dining room to the kitchen lets in the light & features a retro eating nook! Check the floorplans; lots of room to design your dream kitchen! Mudroom off the kitchen offers more closet space & leads to the fenced backyard! Two garages- an oversized single and regular single! Imagine... home gym, yoga studio, man/woman cave, craft/hobby room... with lots of windows & hydro! Upstairs you'll find 3 bedrooms, one without a closet but there is an extra large storage closet in the hall if needed! Renovated main bath! There is also a charming study nook with a built-in desk! The finished bsmt has a separate entrance & provides more living space & features a recently redone 3 pce bathroom! Efficient hot water rad heating offers several advantages- comfortable heat distribution, a longer-lasting warmth, & quieter operation compared to forced air systems. They also contribute to better air quality by reducing dust circulation. There are TWO DRIVEWAYS! One is shared with the neighbour to the north & a private drive on the south that leads to lots of parking in the back & access to the garages! It's also a great space for the kids to play as well as in the large fenced backyard! If you're looking for a character home in one of Oshawa's finest old neighbourhoods this is a must see! Extras: Laminate floor hall & kitchen '25, Bsmnt bath '22, Chimney liner '18. Main bath, garage shingles, boiler updates '16. House shingles & Bay window roof '14. Bsmnt windows & window wells '12. Front windows, paved drive, insulation '10. Back windows, wiring '04.
Hot water tank owned '24. Appliances: Dishwasher '22, oven '16, washer '18 & dryer '15. Fridge. Freezer. All window coverings excluding drapes in primary bedroom, all electrical light fixtures. Combined smoke/carbon monoxide detectors on each floor
City: Oshawa
Neighborhood: O'Neill
Property History
Rooms
Room dimensions for 640 Mary St N, Oshawa
Market Trends and Insights
Mortgage Calculator
Your estimated monthly payment for 640 Mary St N is 4051
Price
$Rate
%Ammortization
Down Payment
$Total Mortgage
| Purchase Price | $729900 |
| Down Payment | $145980 |
| Mortgage Insurance | $0 |
| Total Mortgage | $583920 |
Monthly Payment
| Mortgage Payment | $3598 |
| Property Taxes | $452 |
| Maintenance Fees | $0 |
| Monthly Payment | $4051 |
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About 640 Mary St N, Oshawa
Located at 640 Mary St N , this Oshawa house is available for sale. This property was listed for $729,900 on Wed Sep 17 2025. This house's size is 1500-2000 Sqft. It has 3 bedrooms and 2 bathrooms. The property includes the following rooms: Living, Dining, Kitchen, Breakfast, Mudroom, Primary, 2nd Br, 3rd Br, Rec, Utility. This property comes with 8 parking spots. 640 Mary St N, Oshawa is situated in the O'Neill neighbourhood.
MLS#: E12409291 · $729,900 · 3 bedroom house in O'Neill, Oshawa